Listing Searches and Free Credit Checks

Once membership is gained, anyone considering providing credit can utilise our Credit Reporting Service to conduct a search on any individual or business.  If listed the credit provider is immediately alerted to a potential loss situation. The credit provider is then provided with an informed choice to either reject the application or further question the applicant. The opportunity is also provided for our member to recover the listed debt as the debtor has now been made aware that payment of the debt is still being sought and it is listed.

By searching our Credit Reporting database the searching party will note Unpaid Debt against that individual or business. No details as to the number of debts listed with DebtPayable® or the creditors owed will be given. DebtPayable® will only provide these details to the individual or business owing the debt and for any legitimate reason in the course of recovery of that debt on behalf of its client.

To remove any debt listing from our Credit Reporting file, the individual or business will need to make satisfactory payment or arrangement for payments of the debt. Once our client is satisfied with payment arrangements, the debt listing is removed.

Searches can be conducted on individuals or businesses by providing any or all of the following information:

  • First Name
  • Middle Name
  • Last Name
  • Alias Name
  • Approximate Age
  • DOB
  • Home Telephone
  • Mobile Number
  • Work Number
  • Mother’s Maiden Name
  • Vehicle Registration
  • Driver’s Licence
  • Address or Street
  • City
  • State
  • Post Code
  • Business Name

First and surnames are mandatory fields while conducting a search and to ensure the best possible match it is recommended that you enter as many details as possible.  Entering data that you know to be accurate and up to date will ensure the best possible search result.

Searching of the Credit Reporting database can be conducted once membership has been approved and via a secure connection at our website.