terms and conditions of access

The website www.debtpayable.com (‘this website’) is licensed to and operated by Vestigate Pty Ltd (ABN 72 627 835 161) trading as DebtPayable (‘DebtPayable’). Your access to this website is subject to these terms and conditions, the DebtPayable Privacy Policy, notices, disclaimers and any other terms and conditions or other statements contained on this website.

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DebtPayable has a strict policy of respecting the confidentiality of information it holds and the privacy of individuals. DebtPayable manages personal information necessary for its functions and services in strict compliance with the Australian Privacy Principles contained in the Commonwealth Privacy Act 1988, specifically as they apply to the private sector in Australia. For further information please see the DebtPayable Privacy Policy.

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DebtPayable does not consent to your use of this website and the information provided if you do not accept and assent to any of the terms in the following statements. By using this website you agree to be subject to these terms and conditions and confirm you have the authority to do so.

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DebtPayable reserves the right to change these terms and conditions of access at any time and those changes shall take effect in respect of all subsequent uses by you of this website. You should therefore check these terms every time before you use this website and only if you accept these terms should you proceed to access and use this website.

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1. You accept and agree to be bound by and comply with the Commonwealth Privacy Act 1988, the Australian Privacy Principles (as defined in the Privacy Amendment (Enhancing Privacy Protection) Act 2012 (Cth)), and all other applicable privacy laws.
    
2. You accept and agree to be responsible for the proper and secure handling of the information you obtain from DebtPayable and this website in accordance with the provisions of the Commonwealth Privacy Act 1988, the Privacy Amendment (Enhancing Privacy Protection) Act 2012 (Cth), and all other applicable laws.
    
3. You accept and agree to keep secure your username and password, and in the event that you lose your username or password you will immediately notify DebtPayable.
    
4. You accept and agree that you will be liable for any charges which are incurred as a result of instructions or listings placed using your log in.
    
5. You accept and agree to waive all claims against DebtPayable for wrongful access to this website, or wrongful dissemination, or use of information obtained from this website traceable to, or in connection to, you, your agent, or employee.
    
6. You accept and agree to indemnify DebtPayable for any loss, damage, or liability incurred by DebtPayable for any claims made against it for wrongful access to this website, or wrongful dissemination, or use of information obtained from this website traceable to you, your agent, or employee.
    
7. You accept and agree that DebtPayable will hold you accountable and liable for any loss or damage incurred by DebtPayable for any wrongful access to this website, or wrongful dissemination, or use of information from this website traceable to you, your agent, or employee.
    
8. You accept and agree to the communication to DebtPayable of your identity, if necessary, for purposes of tracing the wrongful access to this website, or wrongful use, or dissemination of information from this website. Further, DebtPayable may disclose such information in good faith where DebtPayable is required to do so, by law or otherwise, to enforce the terms of any customer agreements or to protect the rights of DebtPayable.
    
9. You accept and agree that you will not copy, modify, adapt, or reverse engineer any of the information technology, software, and documentation that we have developed or infect this website with viruses or malicious code.
    
10. You are not permitted to use any trademarks, trade names, graphics, or designs that are on this website. Copyright in this website, in the screens displaying the webpages, and in the information and material in it, and in their arrangement, is owned by Vestigate Pty Ltd or, where applicable, Led Investments Pty Ltd. Your use of this website is as permitted under the Copyright Act 1968, or other applicable laws, or these terms and conditions.
     
11. You accept and agree that all performance under these terms and conditions and the resolution of any disputes shall be conducted in the English language. If a translation of these terms and conditions into any other language is required by law, the English version will prevail to the extent that there is any conflict or discrepancy in meaning between the English version and any translation thereof.
     
12. Except to the extent specifically prohibited by applicable law in your jurisdiction, you agree to be governed by any additional terms and conditions that may apply to you arising out of your accessing, browsing, and/or using this site and its services whether contained on this site or in a separate agreement with DebtPayable.
     
13. You accept and agree that these terms and conditions are governed by the laws of South Australia, and you irrevocably submit to the non-exclusive jurisdiction of the courts of South Australia and courts of appeal from them for determining any disputes concerning these terms and conditions.
     
14. If any part of these terms and conditions is unlawful and unenforceable, it will be severed from these terms and conditions and the rest of the terms and conditions will remain in force.
     
15. Certain sections or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will apply for those sections or pages.